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Smart payment plan built for dental clinics

Automate dental payment plans in 60 seconds—reclaim 800+ hours.

The Hidden Cost of Manual Payment Plans

Managing recurring payments manually costs clinics far more than they realize.

Time Cost

For a clinic managing 10 payment plans per month, this adds up to ~840 hours every year

Each payment plan requires staff time for calculations, scheduling, reminders, retries, receipts, and reconciliation.

That’s time your team could be spending on patient care — not paperwork.

Wage & Opportunity Costs

Manual billing doesn’t just slow your team down — it quietly limits business revenue

840 hours a year spent on payment administration translates into:

  • Tens of thousands of dollars in staff wages
  • Lost chair time and production opportunities

Risk & Compliance Exposure

Even one incident can have serious financial and reputational consequences

Spreadsheets, emailed card details, and stored payment information increase exposure to:

  • Data breaches
  • Compliance violations
  • Patient trust issues

Time, money, and risk — three things no dental practice can afford to keep losing.

Automate your payment plans.
Save hours. Keep more revenue. Reduce risk.

Credi8 replaces manual payment-plan work with automated billing, secure collections, and compliance-aligned infrastructure—built specifically for dental clinics

Time Savings

  • Reclaim 800+ hours of admin time every year
  • No more manual calculations, spreadsheets, or follow-ups
  • Plans, charges, retries, and reminders run automatically
  • Staff time goes back to patient care and production
  • Credi8 eliminates most payment-plan administration in under 60 seconds

“Credi8 eliminates most payment-plan administration in under 60 seconds”

Revenue Retention

  • Keep 100% of Your Treatment Revenue
  • Third-party financing providers often take 6–12% of every case. Credi8 does not participate in your treatment revenue.
  • You retain the full value of every treatment
  • Patients still receive flexible monthly payment options
  • Payments flow directly to your merchant account Eliminate Security and Compliance Risk

“No discounts. No revenue sharing. No middlemen”

Security & Compliance

  • Manual card handling increases security and compliance exposure.
  • No card numbers stored in PMS notes, spreadsheets, or emails
  • Significantly reduced breach exposure at the clinic level
  • PIPEDA-aligned, and PCI DSS standards supported via your payment processor

“Credi8 tokenizes payment data using bank-grade vaults, so clinics never store card numbers in their systems.”

You're not just saving time. You're finally in control.

Everything you need to run payment plans -
without the manual work

Automated Billing & Collections

Every charge, reminder, retry, and receipt runs automatically. Payment plans execute in the background without staff intervention.

Intelligent Decline Management

When a payment fails, Credi8 automatically retries using smart logic—helping recover revenue without awkward follow-ups

Real-Time Payment Dashboard

View all payment plans, upcoming payments, completed transactions, and exceptions in one clear dashboard—no spreadsheets required.

Seamless Patient Experience

Patients set up secure, card-on-file payments in seconds—without creating accounts or downloading apps.

Secure Tokenized Payments

Credi8 uses tokenization via your payment processor so clinics never store card numbers, reducing risk and compliance burden.

From plan setup to collection, Credi8 handles everything seamlessly.

How Credi8 Works

From setup to collection — every step automated in minutes.

From treatment amount to live plan — instantly

Enter the treatment amount and patient details to automatically generate a complete payment plan. Deposits, installment dates, and schedules are created for you — no calculations, no spreadsheets.

Full visibility from first charge to final installment

Track upcoming payments, completed transactions, retries, and failures in a single view. Every dollar is traceable, with clear status and failure reasons.

Bring your current plans into Credi8 — safely

Already managing plans on paper or Excel? We migrate them into Credi8 without re-typing, starting over, or disrupting patients. Collections continue in the background.

Know exactly where your cash flow stands

View active plans, overdue accounts, upcoming collections, and patient payment history in real time. Revenue insights update automatically across your practice.

Bank-Grade Security Designed for Canadian Healthcare Clinics

Your clinic. Your patients. Protected by design.

Credi8 is built to align with Canadian privacy and payment standards—keeping sensitive card data out of clinic systems and reducing compliance exposure.

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PIPEDA-aligned

Designed to align with Canadian federal privacy requirements for personal information.

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PHIPA Compliant

Protects patient health information across Ontario.

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PCI DSS Level 1

Payment data is tokenized and stored by the payment processor, not in clinic systems.

Trusted by leading dental practices

“Credi8 has transformed how we manage our payment plans. It’s intuitive, fast, and makes the entire process — from setup to tracking — seamless. It has truly streamlined our workflow and freed up valuable staff time.”

“A genuine game-changer for dental practices.”

Dr B Philip
Northbridge Dental